This month has been quite a whirlwind, but I did much better on my Spending Fast than I could have ever hoped. It was a bittersweet moment, because although I realized I have a decent chunk paid - I still have a long way to go. I realized that if I keep going the rate I'm going right now, I will still have another full year from this month (July) before I have my debt fully paid off.
I was really hoping to start 2013 with a clean slate, but sometimes things just don't happen the way we want 'em to. This whole thing has been a HUGE learning process for me, and I'm so glad that I'm doing it. It has been a long hard road so far, but it's paving the way for my future. And that makes me feel good.
Here's how I did the month of July, and how much I estimated that I saved:
|Date||Not buying||Approx $ not spent||Total $ Saved|
|7/5/12||Lunch (didn't like the one I brought, but I resisted!)||$8.00||$58.00|
|7/8/12||Book Club dish (wanted to just buy something - used what I had at home!)||$15.00||$73.00|
|7/19/12||Lunch (didn't bring one - ran home to make lunch instead of buying!)||$8.00||$81.00|
|7/15-22/12||Underground Music Showcase (concert series - really wanted to go!!)||$30.00||$111.00|
|7/24/12||Coffee (wanted to buy on way to work - made it at work instead)||$4.00||$115.00|
|7/25/2012||Florence & the machine tix (Dad's treat!)||$50.00||$165.00|
|7/27/2012||Friday night event||$5.00||$170.00|
|7/27/2012||Friday night event (another one)||$10.00||$180.00|
|7/27/2012||Coffee (on break)||$4.00||$184.00|
|7/28/2012||Dinner at Red Rocks (we brought it instead of buying on the way up)||$10.00||$194.00|
|7/28/2012||Shopping (mom treated me to some stuff - so sweet of her!)||$100.00||$294.00|
|7/29/2012||Lunch (we brought it with us instead)||$20.00||$314.00|
|7/29/2012||Coffee (wanted to get it at Farmer's Market - brought my own instead)||$4.00||$318.00|
That's a heck of a lot of money saved! And I still managed to have a ton of fun, so that was pretty rad. :)
Even better news? Remember how last month I said I couldn't wait to get to the $4k mark with paying down my debt?
Well, I passed it. AND THEN SOME. In fact, I'm almost to the $5k mark!
Starting debt (as of 1/1/12): $13,168.04
Debt remaining (as of 7/31/12): $8,256.59
Amount paid off so far: $4,911.45
Yah, that made me pretty darn happy today!
Just gotta stick with it, keep putting as much money as I can towards it every month (although not go too overboard - as I learned the hard way), and stay positive.
Hopefully sooner rather than later I'll be here:
Doing something like this to celebrate:
Hellz yeah. :D
As always, thanks to my friends & family for all of your love and support through this journey!