This month has been quite a whirlwind, but I did much better on my Spending Fast than I could have ever hoped. It was a bittersweet moment, because although I realized I have a decent chunk paid - I still have a long way to go. I realized that if I keep going the rate I'm going right now, I will still have another full year from this month (July) before I have my debt fully paid off.
Ouch.
I was really hoping to start 2013 with a clean slate, but sometimes things just don't happen the way we want 'em to. This whole thing has been a HUGE learning process for me, and I'm so glad that I'm doing it. It has been a long hard road so far, but it's paving the way for my future. And that makes me feel good.
Here's how I did the month of July, and how much I estimated that I saved:
| JUL | |||
| Date | Not buying | Approx $ not spent | Total $ Saved |
| 7/1/12 | Derby Dues | $50.00 | $50.00 |
| 7/5/12 | Lunch (didn't like the one I brought, but I resisted!) | $8.00 | $58.00 |
| 7/8/12 | Book Club dish (wanted to just buy something - used what I had at home!) | $15.00 | $73.00 |
| 7/19/12 | Lunch (didn't bring one - ran home to make lunch instead of buying!) | $8.00 | $81.00 |
| 7/15-22/12 | Underground Music Showcase (concert series - really wanted to go!!) | $30.00 | $111.00 |
| 7/24/12 | Coffee (wanted to buy on way to work - made it at work instead) | $4.00 | $115.00 |
| 7/25/2012 | Florence & the machine tix (Dad's treat!) | $50.00 | $165.00 |
| 7/27/2012 | Friday night event | $5.00 | $170.00 |
| 7/27/2012 | Friday night event (another one) | $10.00 | $180.00 |
| 7/27/2012 | Coffee (on break) | $4.00 | $184.00 |
| 7/28/2012 | Dinner at Red Rocks (we brought it instead of buying on the way up) | $10.00 | $194.00 |
| 7/28/2012 | Shopping (mom treated me to some stuff - so sweet of her!) | $100.00 | $294.00 |
| 7/29/2012 | Lunch (we brought it with us instead) | $20.00 | $314.00 |
| 7/29/2012 | Coffee (wanted to get it at Farmer's Market - brought my own instead) | $4.00 | $318.00 |
That's a heck of a lot of money saved! And I still managed to have a ton of fun, so that was pretty rad. :)
Even better news? Remember how last month I said I couldn't wait to get to the $4k mark with paying down my debt?
Well, I passed it. AND THEN SOME. In fact, I'm almost to the $5k mark!
WOOOHOOO!!!
Starting debt (as of 1/1/12): $13,168.04
Debt remaining (as of 7/31/12): $8,256.59
Amount paid off so far: $4,911.45
Yah, that made me pretty darn happy today!
Just gotta stick with it, keep putting as much money as I can towards it every month (although not go too overboard - as I learned the hard way), and stay positive.
Hopefully sooner rather than later I'll be here:
Doing something like this to celebrate:
Hellz yeah. :D
As always, thanks to my friends & family for all of your love and support through this journey!
XO
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